Comparison · Splitwise
A Splitwise alternative built for receipts
Splitwise solves the "who owes who" problem for groups that keep a running tab over weeks and months — roommates, couples, repeat trips. SplitterBot solves a different problem: splitting a single receipt right now, fairly, and getting paid back in minutes instead of next time we hang out.
Short verdict
If you keep a long-running tab with the same people, Splitwise is the right tool. If you scan one bill at a time and want everyone paid back the same night, SplitterBot is the right tool.
Feature-by-feature
| Feature | SplitterBot | Splitwise |
|---|---|---|
| Scan a receipt with the camera | Built-in, every plan | Premium tier only, slower workflow |
| Tap-to-assign each line item | Core flow | Possible after manual entry |
| Auto-split tax, tip, and fees proportionally | Yes, on every split | Yes, but requires manual entry first |
| Quantity-based shares (you had 2 of 3 beers) | Yes | Workaround via splitting items |
| Pre-filled Venmo / Cash App / PayPal links | Generated for every share | Shows balances; payment is manual |
| Running balances across groups over time | Not the focus | Core strength |
| Free tier | 3 free receipts | Free with ads; some features behind premium |
| Pricing | $0.99/receipt, $2.99/mo, or $9.99/yr | Free tier + paid subscription |
What Splitwise does well
- Tracking ongoing balances between the same people — roommates, partners, repeat trip groups.
- Multi-currency support for international groups.
- A clear "who owes who" dashboard that simplifies down to the minimum number of payments.
- Years of polish on the IOU-ledger workflow.
Where it falls short
- Scanning a paper receipt and itemizing it line-by-line takes work — the photo-to-assignment flow isn't the primary path.
- Quantity-based shares (you had 2 of 3 shared beers) usually require manual workarounds.
- No pre-filled payment deep link sent with each share — friends still have to open their payment app and type the amount.
- Receipt scanning sits behind the premium tier, so casual splitters can't use it without subscribing.
Stick with Splitwise if
- You're tracking a running tab with the same people for months at a time.
- You need multi-currency support across an international group.
- You want the "settle up with one payment" simplification across many small debts.
Switch to SplitterBot® if
- Most of your splits are one-off — restaurants, bar tabs, group trips that don't repeat.
- You want to scan the paper receipt instead of typing it in.
- You want the math, the assignment, and a tap-to-pay link in one share.
- You don't need an ongoing ledger across groups.
How to switch
- 1Settle your existing Splitwise balances before switching to keep your history clean.
- 2For the next group dinner: open SplitterBot, snap the receipt, tap who had what, send the shares.
- 3Keep Splitwise installed if you have an active long-term group — the two apps solve different problems and pair fine.
Try SplitterBot® on your next bill
Snap a photo of the receipt, tap who had what, send each person their share with a payment link pre-filled.
FAQ
Can I import my Splitwise history into SplitterBot?
No — they're different mental models. Splitwise stores ledger balances over time, while SplitterBot stores a history of receipts you've split. Settle balances in Splitwise, then start using SplitterBot for new splits.
Is SplitterBot cheaper than Splitwise Pro?
Pay-per-use pricing is $0.99 per receipt with no subscription. The $9.99/year annual plan works out to under $1/month for up to 1,000 receipts. Whether that's cheaper depends on how often you split.
Does SplitterBot work for roommates?
Yes for splitting grocery runs and house expenses receipt-by-receipt. If you also want a running "who owes whom" balance between the household over months, Splitwise is purpose-built for that.