Comparison · Settle Up
A Settle Up alternative for receipt-based splitting
Settle Up is a group expense tracker — you log each expense, it keeps a running tally, and at the end of a trip or month you reconcile. SplitterBot is built for the single-receipt case: scan it, assign items, send each person their share with a payment link.
Short verdict
Settle Up shines on group trips with many expenses logged over time. SplitterBot shines on splitting one receipt right now without typing in line items.
Feature-by-feature
| Feature | SplitterBot | Settle Up |
|---|---|---|
| Scan paper receipt with OCR | Built-in | Manual entry |
| Per-item assignment from the receipt scan | Yes | Workaround via custom expenses |
| Auto-split tax, tip, fees by proportion | Yes | Manual |
| Running balances across a group | Not the focus | Core feature |
| Pre-filled payment-app links | Yes | Limited |
| Free tier | 3 free receipts | Free with limits |
What Settle Up does well
- Tracking many small expenses across a group over a long trip.
- Showing who owes whom with running balances.
- Settling many expenses with a minimum number of payments.
Where it falls short
- Logging each line of a restaurant bill by hand is tedious — there's no built-in receipt scan + assignment flow.
- Proportional tax and tip require manual setup per expense.
- No first-class payment-link generation from each expense.
Stick with Settle Up if
- You're tracking a long trip with many expenses across multiple categories.
- You want a running ledger that simplifies down to the minimum payments at the end.
Switch to SplitterBot® if
- Most of your splits are one-off receipts, not a running tab.
- You want to skip manual entry and scan the receipt.
- You want each person to get a payment link with their amount pre-filled.
How to switch
- 1Finish settling any active Settle Up group before switching.
- 2Use SplitterBot for new restaurant, bar, and takeout receipts.
- 3Keep Settle Up for trip ledgers if that workflow still fits.
Try SplitterBot® on your next bill
Snap a photo of the receipt, tap who had what, send each person their share with a payment link pre-filled.
FAQ
Can I use SplitterBot and Settle Up together?
Yes. Use SplitterBot for receipts where itemized scanning matters; log the totals into Settle Up if you also keep a running ledger for the group.
Does SplitterBot track who owes whom across multiple receipts?
It keeps a history of receipts you've split, but it doesn't roll those up into a net "Alex owes Bo $34" ledger — that's Settle Up's strength.
Is SplitterBot free?
3 receipts are free. After that: $0.99 per receipt, $2.99/month for 5 receipts/month, or $9.99/year for up to 1,000 receipts.